Here's How to Take Care of Your Skin During Winter

We all want clear and amazing skin; there's no doubt about that. It can instantly boost your self-confidence and make you feel good about yourself. Different types of weather can take a toll on your skin, though, especially winter. Read more

Weekend Wanderlust: Embracing the Elements in Pagudpud, Ilocos Norte

A weekend road trip is a perfect way to unwind after a long week of hard work. When the wanderlust hits, self-drive rental car options in Manila, Philippines allow you to explore the hidden gems and not-so-hidden retreats the Read more

The Right Way to Do a 1031 Exchange

A 1031 exchange is a tax-deferred method of selling one qualified property and acquiring another like kind of property within a specific time frame. It is a tool to let go of a property today and exchange it with Read more

CompTIA: Rescheduling & Canceling Tests

Posted on by Nihonmagazine in Higher Learning | Comments Off on CompTIA: Rescheduling & Canceling Tests

a woman studyingYou must have considered the benefits of enrolling in a CompTIA A+ training program before you take the exam. After checking various A+ practice tests, you are now confident that you will pass the CompTIA test with flying colors. However, one task remains: finding the right test center.

You have probably heard your peers say that it takes much effort to find a test center for your Security+ program. However right that may be, starting off with the following things will make your search easier. Thus, ask the testing center whether you can:

Reschedule Your Exam Date

Some institutions have set dates in which you are to sit for your CompTIA exams. Others, however, give you the freedom to choose when you want to take the test. If you have a tight schedule at work or you are busy with other commitments, the latter option will work best for you.

Cancel Your Exam Date

You can choose to cancel your exam altogether and not provide a date for when you plan to sit for the test. If you have an emergency or other deadlines are pressing hard, this option will work for you. However, confirm whether the test center will refund part or the total sum of your fees.

Assessments matter, but while it is crucial that you prepare adequately for your CompTIA A+ exams using practice tests, you must find the appropriate test center. Knowing whether the test center will allow you to reschedule and cancel your exam dates will spare you from the inconvenience of having to pay for another test. You will also enjoy the privilege of preparing for the exam.

3 Types of Moldings for Ceilings

Posted on by Conrado Simon in Information Facility | Comments Off on 3 Types of Moldings for Ceilings

A ceilingMany property owners assume that painting their ceiling is enough since they believe it’s not a point of focus for most visitors. The ceiling, however, is a crucial part of your interior décor. It crowns the overall look of your rooms, and one wrong element can make a huge difference in their appearance.

Good thing, there’s a way to transform your ceiling into a masterpiece. That’s with the use of molding between the ceiling and your walls. Miskas Wood Products and other known companies in the industry noted that there are different types of ceiling molding that wood trims and molding manufacturers have in stock, so it could get overwhelming. Don’t fret, though. The key to add style and flair to your rooms is to match the molding to your existing décor. Here are the most popular options used today:

Crown Molding

This is the leading choice for most people. It comes in various decorative finishes, ranging from ornate to simple. It serves as the ornamental cap on your wall and is installed at an angle between your ceiling and walls. Cornice molding is a variation of crown molding, which comprises a single piece that can be used in conjunction with other molding types for customization.

L-Molding

This type serves a functional and decorative purpose. L-molding is used to cover electrical wires and cords. It’s L-shaped to fit over pipes and cables easily.

Frieze molding

This is often used with bed and cornice moldings to create a three-piece molding. Frieze molding sits at the bottom of the bed molding and between a cornice cap. It features intricate inlaid patterns and designs and is wide-set, making it ideal for large rooms.

You can paint the above ceiling moldings in various colors to match your décor and include different patterns to boost their elegance. Most design experts recommend fewer contours for moldings so they don’t look so busy. Minimal contours have fewer flaws compared to moldings with a lot of contours.

It is Supposed to Be That Way: Making Your School a Child-Friendly Environment

Posted on by Nihonmagazine in Higher Learning | Comments Off on It is Supposed to Be That Way: Making Your School a Child-Friendly Environment

kids gathered around sitting on the grassSchools are supposed to be child-friendly. They should possess the basic elements that will facilitate learning, socialisation and personal development. However, some schools forget to implement programs and activities for the betterment of the students.

Whether you are a headmaster or a teacher, it is important that you come up with effective methods that will make your school a safe and friendly place for all the stakeholders: children, parents and employees. It is important that you conduct a survey to get the right insights and ideas for your project. Below are some tips you should keep in mind.

Comprehensive Facilities

Your school should have facilities that promote comfort and learning. A library with an Internet connection may seem like a simple feature, but it can foster learning outside conventional means. School shelters may seem like a basic structure, but Kensington Systems Ltd notes that these venues can serve as a hub for socialisation among students and their parents.

Activities that Promote Inclusion

Gone are the days when children were often segregated based on their talents and intellectual capabilities. Learning today is focused on inclusion. That said, you should have programs that promote this idea. There should be activities that respond to the needs of students despite background differences. School clubs, cultural presentations and the likes are among the many ways to do it right.

Protective of the Children

While the students are within the perimeter of your school, they are your responsibility. That is why you must have a fool-proof security system. There should be security cameras installed at the key areas of the school. Fire alarms and sprinklers should be present as well. You should also hire qualified security staff to guard the school.

Making your school child-friendly should always be a priority. After all, isn’t it the reason parents entrust you with their kids? Do everything to protect the students and promote their health and well-being.

Debunking Common Hard Money Loan Myths

Posted on by Ann Klatt in Money Talks | Comments Off on Debunking Common Hard Money Loan Myths

a hand dropping a coin into a piggy bankIf you want money to invest fast, then a hard money loan is the answer. Private hard money lenders are experts in this type of financing, which offers investors the quick capital they need for their investment projects. Unfortunately, hard money loans are surrounded by misconceptions, probably because of the little information available.

Read on to discover the truth behind the common myths about hard money loans.

Myth #1. Hard money lenders are loan sharks

One of the most common misconceptions surrounding hard money lenders is that they are criminals who have shops at the pool hall to service loans through violent henchmen. This is far from the truth because private hard lenders in Florida and any other state are successful investors and entrepreneurs. They are experts in the field; therefore, they understand the financial needs of borrowers.

Myth #2. Hard money loans are difficult to obtain

On the contrary, hard money loans are easy to apply for and secure. Unlike the conventional loans, these loans focus on investment opportunities as opposed to your credit score and bank account. But that doesn’t mean every borrower can access the loans. It means hard money lenders overlook some issues that conventional lenders pay attention to, such as your income statement.

Myth #3. No cash is required

Most potential borrowers have this misconception that they don’t need money as long as they fall under a specific loan-to-value ratio. Most lenders will require the borrower to provide their general financial situation, which is essential in knowing that the borrower has enough financial reserves and capabilities.

Hard money loans are a lifesaver to investors who need cash immediately. Having understood the truth about these loans, you can now rely on them to buy investment real estate. It’s important to research about the lender before getting into business with them.

Gardening 101: Are Your Orchard Ladders Functional Enough?

Posted on by Nihonmagazine in Wellness Zone | Comments Off on Gardening 101: Are Your Orchard Ladders Functional Enough?

Woman picking an appleYou cannot overstress the importance of using the right tools in every task. Gardening is no different, and using an appropriate ladder, for instance, is critical for safety against falls. A ladder is a valuable tool for carrying out tasks in raised areas around the farm. However, regular ladders will not prove helpful in your garden such as in picking your fruits or pruning your plants.

The conventional ladder is not sturdy enough for tough jobs and is unstable on uneven grounds. Therefore, for your pruning or fruit picking needs, you need a special ladder.

Extra Support

Unlike the regular ladder that has four legs, orchard ladders have three legs and a flared base. A.I.M. Sales notes that the two legs act as side rails, and the extra leg helps create a tripod. The flared base is for additional support on the soft grounds. This allows you to access tall plants while standing firm on the soft ground on the farm.

Multiple Tasks

The ladder comes in different heights, ranging from 6 to 20-feet tall, which allows you to get to the topmost part of your fruit trees and harvest the fruits safely. You can also use the ladder to prune your trees or spray your plants against any pest infestation. When picking fruits, you can use a wearable fruit basket to minimise how often you climb and go down the ladder to pick and drop the fruits.

The ladder can be of either wood, fibreglass, or aluminium, but the most appropriate material for the ladder is aluminium. Not only is it lighter than wood and fibreglass, but also cheaper and highly durable. The maintenance of this ladder is also low, as all you should do after use is use a hose to remove any dirt on the ladder with pressure water.

3 Ways to Earn Cash from 3D Printing

Posted on by Nihonmagazine in Promotions | Comments Off on 3 Ways to Earn Cash from 3D Printing

Closeup of a 3D printing in processYou have the opportunity to earn money from 3D printing as the concept of designing and printing 3D products is still relatively new. Here are creative ways to make money with this new technology:

Rapid Prototyping

Another way to earn from 3D printing is to provide rapid prototyping, a 3D printing service that is in demand among businesses and professionals in the engineering, architecture and construction industry.

3D printers are used by engineering firms and manufacturers to make realistic prototypes sans the time and cost, as well as potential mistakes that may be committed when using traditional methods.

With reliable 3D printing filament suppliers, you can produce scale prototypes that can be used to test the viability of a new product, provide conceptual presentation and showcase designs.

Homemade Products and Crafts

A growing number of entrepreneurs sell 3D-printed arts and crafts online. The market is particularly profitable for those with CAD or modeling experience who can easily create unique designs. Think outside of the box to offer something different.

For those without know-how in this department, you can still use existing designs or buy royalty free models. Another option is to learn from CAD tools that you can use for free.

Many beginners are actually surprised how easy it is to whip up seemingly complex designs after just a few tutorials. Take advantage of available online tutorials and online communities where you can glean ideas and help.

3D Printing Services

You can also offer 3D printing as a commercial service. There are businesses and individuals who need 3D-printed objects but do not have the equipment needed.

You could enlist your printer in commercial 3D printing sites so potential customers in your area can easily find you. You could take orders from these people and get paid for your services or the items that you produce.

Now is the perfect time to earn money with 3D printing. Your next cash cow could be from designing and printing 3D products.

3 Ways to Earn Cash from 3D Printing

Posted on by Nihonmagazine in Promotions | Comments Off on 3 Ways to Earn Cash from 3D Printing

Closeup of a 3d printing in processYou have the opportunity to earn money from 3D printing as the concept of designing and printing 3D products is still relatively new. Here are creative ways to make money with this new technology:

Rapid Prototyping

Another way to earn from 3D printing is to provide rapid prototyping, a 3D printing service that is in demand among businesses and professionals in the engineering, architecture and construction industry. 

3D printers are used by engineering firms and manufacturers to make realistic prototypes sans the time and cost, as well as potential mistakes that may be committed when using traditional methods.

With reliable 3D printing filament suppliers, you can produce scale prototypes that can be used to test the viability of a new product, provide conceptual presentation and showcase designs.

Homemade Products and Crafts

A growing number of entrepreneurs sell 3D-printed arts and crafts online. The market is particularly profitable for those with CAD or modeling experience who can easily create unique designs. Think outside of the box to offer something different.

For those without know-how in this department, you can still use existing designs or buy royalty free models. Another option is to learn from CAD tools that you can use for free.

Many beginners are actually surprised how easy it is to whip up seemingly complex designs after just a few tutorials. Take advantage of available online tutorials and online communities where you can glean ideas and help.

3D Printing Services

You can also offer 3D printing as a commercial service. There are businesses and individuals who need 3D-printed objects but do not have the equipment needed.

You could enlist your printer in commercial 3D printing sites so potential customers in your area can easily find you. You could take orders from these people and get paid for your services or the items that you produce.

Now is the perfect time to earn money with 3D printing. Your next cash cow could be from designing and printing 3D products.

3 Effective Ways to Increase Hotel Revenue

Posted on by Ann Klatt in Money Talks | Comments Off on 3 Effective Ways to Increase Hotel Revenue

Hotel Financing LoanIncreasing hotel revenue is possible, but apparently, it isn’t easy. It’s difficult to start especially when you also look after its day-to-day operations. If you want to increase your hotel’s revenue, you might need some help from other people along with these effective strategies.

Upgrade Your Amenities

People consider a hotel’s amenities when they make a choice. They love to have comfortable beds, thick towels, an in-room coffeemaker, and of course, Internet access. Review your hotel’s facilities, and you’ll be surprised to know that many of those that you have already need renovation or replacement. Additionally, you can apply for a hotel business loan so you could have new additions to your hotel.

Think of Great Offers

This is a must, especially during low occupancy seasons. Offer limited-time room rates, discounts for families, or promotional rates for business travelers. You can also partner with event organizers by providing accommodation and transportation to their staff and vendors.

Utilize Online Marketing Strategies

There are many ways to market a hotel business, though one of the best approaches today is going online.

Create a Website

Most hotel bookings are done online these days because it’s more convenient for many people. Start a website. It’s easy for people to know your hotel and remember your business if you’re visible online. Make sure that the website is easy to use, provides complete information and pictures, and mobile-friendly.

Use Social Media

You can set up an account on different social media sites and make regular posts about your latest offers and promotions. This is one way to let people know of your services. Some people could even share your updates with friends and family, therefore expanding your posts’ reach.

Partner with Hotel Booking Sites

Some people prefer comparing hotels at one search so consider partnering with hotel booking sites.

A hotel business has good chances of increasing its revenue. The process wouldn’t happen overnight though, but when you use effective marketing strategies, improve the facilities, and provide unbeatable offers, there would be more profit in no time.

Your Mortgage Interest Rates: Why it Isn’t the Same as the One Advertised?

Posted on by Nihonmagazine in Money Talks | Comments Off on Your Mortgage Interest Rates: Why it Isn’t the Same as the One Advertised?

coins piled upWhen it comes to financing a home with a loan, we all want the lowest rate possible. If you’re in the market for a mortgage and see an ad with an incredibly low rate, it is tempting to contact the lender right way and start your application. While this seems like the best move, be sure to take a closer look and see if there’s a disclaimer when getting the loan.

Low Rates and Disclaimers

Disclaimers in mortgages are usually in the form of asterisk, which is a special requirement when nabbing the deal. To the get low rate, for instance, the lender may require you to pay a sizeable payment (low loan-to-value ratio) or a high credit score of 750 or above. If you don’t meet these requirements, you may get still get the loan with an interest rate higher than what’s advertised.

Lenders Favor Less Risky Borrowers

Home loan companies in Phoenix note that buyers with good borrowing scenario (high credit score, large down payment, stable income, etc.) are more favored by the lenders. This is because they are considered less risky who are likely to pay off the mortgage on time. If you’re not this type of buyer, however, you can still get a loan, but your interest rate is likely to be higher, as you are considered more of a risk.

What Determines Your Interest Rate

Even if you saw a home loan advertisement with a remarkably low rate, don’t always assume that this will be your rate. Keep in mind that there are a number of factors that determine and affect your mortgage interest rate. These include:

  • Your credit score
  • Loan amount and home price
  • Amount of down payment
  • Type of loan and loan term
  • Type of interest rate (fixed or adjustable)
  • Location of preferred property and type of property you’re buying

Borrowers with stellar credit histories and solid finances have the greatest advantage when nabbing low-interest rates. If your financial health is not in good condition, you may either wait and try to improve it or meet with a reliable lender to know which type of loan suits your situation. Just be sure to always the read the fine print or terms when assessing your mortgage options.

Why Warehouse Managers Should Maximise Storage Space

Posted on by Ann Klatt in Information Facility | Comments Off on Why Warehouse Managers Should Maximise Storage Space

Warehouse workers checking inventorySydney warehouse managers should consider investing in longspan racking or shelving solutions to maximise space at industrial properties, as the city ranks as the 10th most expensive rental market.

Cost isn’t the only reason warehouse managers should save space, as demand in Sydney has also led to a tight supply of industrial space for “last-mile” deliveries from the e-commerce sector.

Prime Rents

CBRE analysed the cost of industrial leasing in different global cities, and it found that rents in Hong Kong are the least affordable at almost US$31 per square foot. London ranked next with US$22.35 per square foot, while Greater Tokyo rates cost nearly US$20 per square foot.

In Sydney, per-square-foot rents cost US$9.61. While it ranked on the 10th spot, the analysis showed that industrial rent growth in the city during the 12 months to March was on par with Hong Kong and Tokyo. You should expect rents to continue rising in the next few years, as CBRE believes that new warehouses won’t be available to the market until 2020.

E-Commerce Demand

While online shopping made it easier for them to buy products, consumers eventually wanted deliveries to be as quick as possible. This led e-commerce firms to search for strategically located warehouses in Sydney. Many companies want space with proximity to the city centre for faster deliveries.

Based on a Colliers report, the e-commerce industry’s occupancy in western Sydney reached 27% of around 150,000 square metres of industrial floor space compared to 6% in 2016. This will likely continue in the near future, given that property developers are responding to the growing demand for space.

High rents, consumer requirements and tight supply for warehouses in Sydney should be good enough reasons to invest in space-saving solutions. Otherwise, businesses may be left behind especially now that Amazon has been operating in the country.