Here's How to Take Care of Your Skin During Winter

We all want clear and amazing skin; there's no doubt about that. It can instantly boost your self-confidence and make you feel good about yourself. Different types of weather can take a toll on your skin, though, especially winter. Read more

Weekend Wanderlust: Embracing the Elements in Pagudpud, Ilocos Norte

A weekend road trip is a perfect way to unwind after a long week of hard work. When the wanderlust hits, self-drive rental car options in Manila, Philippines allow you to explore the hidden gems and not-so-hidden retreats the Read more

The Right Way to Do a 1031 Exchange

A 1031 exchange is a tax-deferred method of selling one qualified property and acquiring another like kind of property within a specific time frame. It is a tool to let go of a property today and exchange it with Read more

5 Things You Need to Do After Filing for Bankruptcy

Posted on by Ann Klatt in Money Talks | Comments Off on 5 Things You Need to Do After Filing for Bankruptcy

A man filing for bankruptcyHaving to talk to a bankruptcy attorney in Salt Lake City is not what most people in debt want to do. In fact, it’s the last resort for most of them.

If you don’t file for bankruptcy right away, Utah Bankruptcy Professionals notes that you might lose years of income just paying for your debt instead of putting it into your retirement plan or sending your children to college.

Believe that you made the right choice, filing for bankruptcy. Now that you’ve filed your case, what do you do next? Most people think it’s a long and rough road to travel, but most of the heavy work is through. You’ve signed, read, and submitted the paperwork.

You’ve answered a lot of your lawyers’ questions, and you’ve filed all the court schedules for your case. What you need to do now is just stay in touch with your lawyer. Here are a few tips for you to stay on top of everything while waiting.

1. Review all the paperwork you’ve signed. Your answers must be true and complete, and you must fully understand everything.

2. Read your mail without delay. You should update yourself all the time since most of what happens in bankruptcy is on paper.

3. Make sure you attend the first meeting of creditors. This is the first and only meeting they’ll require your appearance.

4. Keep your lawyer in the loop. Let them know if you changed jobs, moved, inherited something, became sick, or of any major event that happens. These could all affect your bankruptcy. Don’t hesitate to ask questions you might have. They’re paid for times like this.

5. Keep a sense of urgency. If the court or your lawyer requires information from you, respond right away. A delay from your side can be harmful.

Trust that your lawyer is doing everything to help you with your case. Keeping a good and open communication with them is key.

A Guide to Online Shopping for Construction Materials

Posted on by Ann Klatt in Promotions | Comments Off on A Guide to Online Shopping for Construction Materials

CEO buying construction materials onlineRenovating a home can be costly. That is why a budget is needed to make the necessary changes happen. However, with the rise of online stores and competitive pricing, building your new space through shopping online for the necessary construction materials that you need is not impossible.

Before succumbing to pricey suggestions from your contractor, check the online sites of steel providers like Wasatch Steel, as well as the suppliers of other materials like wood, gravel, sand, and everything that you might need to get the job done.

Here are some tips you might want to keep in mind when you do your online shopping:

Go for wholesale.

Buying wholesale supplies on offline shops can offer you big discounts. Imagine buying them in online stores where prices are already relatively lower. Going for wholesale, whether offline or online, can definitely give you better and cheaper deals.

Shop only in trusted sites.

Like shopping in physical stores, one should be vigilant and shop only in trusted ones. This might be one of the disadvantages of shopping online, but going to sites that you trust can give you a peace of mind that your purchase will arrive. Read customer reviews and ask recommendations from your friends to know where to shop.

Ask for expert tips.

Some sites have FAQ portions. Check them out to know more not just about the site but also about your construction queries. Utilize live chat sessions, if there is one, to know more about the product that you are buying.

Compare prices.

Different sites offer different prices. While it can be quite hard to bargain unlike in physical stores, it will still be best to get prices from three different sites to be able to evaluate which one to order from.

The most important thing to remember is to make sure that they can deliver your products and that they deliver it on time. Try purchasing your materials online and see how much time and energy you can save.

IEA Says Australian Manufacturing Uses the Most Energy Worldwide

Posted on by Ann Klatt in Information Facility | Comments Off on IEA Says Australian Manufacturing Uses the Most Energy Worldwide

energy plantAustralia emerged as the only developed country with the highest energy intensity level between 2000 and 2015, due to its manufacturing sector, according to an analysis by the International Energy Agency (IEA).

The IEA said that the sector was the ‘most energy-intensive’ in the world. It used to be the third highest in 2000 when the industry registered 15.3 megajoules of energy consumption. Two years later, it rose 1.5% to 15.52 megajoules.

Energy Usage

The IEA tracked the efficiency of several countries’ energy regulations. Member nations posted a lower level of energy intensity during the covered period. Australia’s manufacturing sector recorded a lower rate of actual energy consumption than its U.S. counterpart, but the latter was able to use energy in a more efficient way.

The Australia smelting industry could be a factor for the intensive energy consumption. For instance, the smelting accounts for up to 12% and almost 50% of the energy consumption in New South Wales and Tasmania, respectively. Cheap energy prices may have also led companies to focus more on investments instead of energy management.

Efficient Consumption

Despite the extremely high-energy intensity in Australian manufacturing, Air Energy noted that some companies have sought to improve energy efficiency by developing smart equipment, like an air compressor for industrial purposes. Still, the IEA’s analysis showed that Australia needs to be more ‘invested in energy efficient equipment and processes’, according to Energy Efficiency Council CEO Luke Menzel.

The U.S. manufacturing sector may have higher energy consumption, but its efforts to improve energy efficiency led to an estimated 38% reduction in intensity between 2000 and 2014.

Australia’s manufacturing industry needs to be more conscious on using energy-efficient equipment and systems, especially since sustainability plays an important role in maintaining global competitiveness.

Why You Should Get a Water Treatment Clarifier

Posted on by Ann Klatt in Promotions | Comments Off on Why You Should Get a Water Treatment Clarifier

Pouring waterDo you get an upset stomach every once in a while? How do you know you have safe drinking water? Have you tried a water treatment clarifier for your home?

Water expert Ashton Tucker Water Treatment suggests that you should, and here are the reasons why.

Safe drinking water for everyone

Water is one of the basic needs of human beings. People cannot live without water. It is important that you know you have safe drinking water at home not only to protect yourself from illness but your family as well.

Water that you use for drinking, cooking and washing should be safe enough for human consumption. This is why you should test residential water on a regular basis, to monitor for any contaminants.

Accomplish household chores more efficiently

If you are not sure that you have safe drinking water, you should take measures to remove the contaminants and harmful organisms that may be in the water. As such, you may spend and allocate more time to boiling and letting the water cool down before consuming it.

This is not an efficient method, especially if you have children at home. Also, they may drink water straight from the faucet accidentally and get ill in the process.

Save more money

Some areas still do not have a safe drinking water. As such, they spend more money in buying bottled water. If a household has their water treatment clarifier system, they can save more money and use them for more important supplies like food and shelter.

They can also save space since they do not have to stock on water bottles or containers because water is readily available. Moreover, you can use your time for other important things because you do not have to boil water to consume later.

Indeed, water is health. It is the first and foremost ingredient for survival. As such, every household should try to keep their water safe for human consumption not only to prevent illness but also to save money and time.

Putting it All Together: Nuts and Bolts

Posted on by Ann Klatt in Information Facility | Comments Off on Putting it All Together: Nuts and Bolts

Bolts and NutsChoosing the right fasteners are one of the most important things that would make your construction or home improvement project a success. Nuts and bolts are the most common ones, and many suppliers of construction hardware such as Timberfix cite three areas of considerations when you are choosing your nut and bolt system.

The Type of Material

If you are working on metal, bolts are the best option for joinery. Nuts and bolts hold pieces firmly together, leaving little to no chance of slipping. While you can use nuts and bolts to join wooden parts, nails and screws are the better option for wood, also when fastening building components to walls, floors, and ceilings.

But whatever fastening system you will choose, It’s useful, time-saving and of great convenience to understand the different sizes of various fasteners that will suit your building project.

The Thickness of the Materials

The thickness of the parts you are fastening will determine the length of your fasteners. It is advisable that you first measure the size of the pieces you are joining, or how far inside you want the fastening to go before you place your order for nuts, bolts, nails and screws. Doing so will help you avoid the inconvenience of having to return these fasteners.

Determine the strength and weight requirements for your project. Unlike nails and screws, nut and bolt fastening systems are better to secure structural steel and other substantially heavy parts. Also, the location of your project will determine if you will use regular or plated fasteners. These are less prone to rusting and harsh weather elements. You should get the advice of reputable suppliers of construction hardware so you’ll be sure of the fasteners you buy.

3 Cosmetic Treatments for Millennials, Moms, and Men

Posted on by Derick Hill in Wellness Zone | Comments Off on 3 Cosmetic Treatments for Millennials, Moms, and Men

a woman touching her faceWe have heard of these maxims: “love yourself,” “beauty is from within,” and the like. These sayings preach the idea that you are enough, flaws and all. However, that should not stop anyone from accentuating their natural beauty with a procedure or two.

After all, what you do with your body is nobody’s business but yours. This is why we have drag queens; men who celebrate the power of feminine beauty. Today’s technological advancements in the beauty industry are something to celebrate too.

Here are three of the cosmetic enhancements you can try today.


Basically, coolsculpting works by “freezing the fat off”. Known formally as “cryolipolysis”, this procedure is a non-invasive alternative to liposuction. The doctor places a device similar to a large vacuum cleaner on the problem areas that contain fat, like the belly.

It then selective injures the fat by freezing them. After they are frozen, the body naturally gets rid of them. Be it in New York or Salt Lake, coolsculpting is making waves in the cosmetic industry.


This chemical injectable breaks down unwanted fat in the chin or “submental fat”. It is nonsurgical, so you are awake while the experts administer them. Doctors consider some factors before using this drug, such as finding out if the patient’s chin fat is weight-related or genetic.

Depending on the fat amount, you may need several vials of Kybella, but it is worth it.


For those worried about under-eye dark circles, Juvederm is the way. It is an under-eye dermal filler that erases the dark circles and reinvigorates the eyes’ appearance. Doctors recommend this for people who are dark-skinned.

Juvederm is a robust filler because it is highly capable of lifting the areas that cause dark circles.

These are just some of the treatments you can do today. Whatever you decide on, make sure you are getting it from a professional.

Time for Kindergarten: Is Your Child Ready?

Posted on by Ann Klatt in Higher Learning | Comments Off on Time for Kindergarten: Is Your Child Ready?

Couple with their childAs new parents, it can be quite stressful to think about your kids’ education. When is the right time for them to go to school? Are they ready to leave your care and be able to be around other kids on their own? These questions may have been brewing in your mind for so long that it is preventing you from making decisions on time. You, yourself, might not even remember when you started schooling.

Before you get your child into St. Edward School kindergarten classes, you might want to know if they are ready for it. Here are some things your child should already know before stepping into school.

Personal Basics

While you should not expect a kindergartener to count from one to a hundred, there are some basic knowledge and skills they should be able to do. Included in these personal basics are recognizing their own name in verbal and written forms. Writing their name with their dominant hand is also necessary. They should be able to sit still and listen to other people and at least reply in sentences.

Learning Basics

Check if they already cover at least some of the things they learn in school. From the alphabet and basic shapes to counting numbers at least from 1–20, they should already have an idea of what these things are. Recognizing colors and their respective names are also relevant. The most important thing, however, is their ability to follow instructions in 1–3 steps. Just by knowing this, you can ensure they will be ready to learn in school without your guidance.

When you think your little one has these things in their arsenal, it is time for them to climb to the next level.

Business Milestone: Introducing A New Lineup of Products

Posted on by Sharon Williams in Higher Learning | Comments Off on Business Milestone: Introducing A New Lineup of Products

Beautiful colorful shelves with different home productsWhen you already have a stable and successful lineup of products for your customers, the prospect of introducing fresh ones may feel like uncharted territory. While it’s only normal to think of the possibility that your customers may not embrace the new collection, it shouldn’t stop your business from growing. Let us guide you in some of the most tried-and-tested tactics to ensure the successful launch of your new lineup with your existing brand.

Do A Market Research

Whether you’re trying to break into a new market or cater to the same demographic of your previous line, it’s important to take your time in doing a comprehensive market study. This will allow you to assess the needs of your customers and learn which products they are likely to accept and purchase. If you already have samples of your new collection, let your top customers try them and consider their feedback.

Connect With Influencers

In the modern business world, people tend to rely more on word-of-mouth referrals and online reviews when deciding on which products to buy. This is why it is vital to build good relationships with influencers. They can be your stepping stone in reaching your target audience and building trust for your brand. Hire a paid advertiser, give free products to people who are already huge fans of your products, and pick a brand ambassador to promote your line.

Start Visual Merchandising

Get your products as much exposure as you can. Go to craft fairs, establish some pop-ups, and present them well in your shop with a creative display shelving unit. Grab attention by uniquely displaying your products and ask hesitant buyers to give your items a try first.

No matter what method you use, don’t be scared to tweak things as you go. Introducing new products may seem challenging at first, but it’ll be one of most fulfilling milestones of your career as a business owner.

Why Is Dubai an Ideal Place to Raise Your Kids?

Posted on by Nihonmagazine in Higher Learning | Comments Off on Why Is Dubai an Ideal Place to Raise Your Kids?

View of DubaiDubai is one of the countries that offer a “tax-free” life. Apart from this financial advantage, companies in Dubai also present expats with good packages for relocation.

It’s hard to resist these opportunities, especially if you see Dubai as a prospect. But what about your kids? Is Dubai the right place to raise them should you decide to move? The answer is yes because of Dubai, like any other prospering metropolis, has everything and more for your child’s needs.

Here are the top three factors that make Dubai an ideal place to raise children:

Quality Education

Education in Dubai is world-class in every aspect. Dubai middle schools, for instance, offer programmes that enrich children’s knowledge that goes beyond classroom education, allowing them to become global and dynamic citizens.

In fact, the government allocated 20.5 % of the total federal budget, which translates to AED 10.2 billion, for the education sector from 2017–2021. Moreover, the government also supports educational innovations for better learning and progress.

Better Health

Dubai also highlights healthy living, which is essential for growing children. The country has released 98 initiatives that will improve the country’s healthcare system. From apps to telemedicine, Dubai aims to be the main destination for top healthcare in the UAE.

Aside from providing quality medical care, Dubai also enforces strict rules to keep the country clean for its residents. Violations such as littering, spitting, dirty cars and throwing rubbish into Dubai’s water system are fined.

Wonderland for Kids

Raising kids in Dubai goes beyond giving them quality education and helping them achieve good health. It’s also about having fun and Dubai is the perfect place with its array of amusement parks and leisure areas.

Whether your child wants to experience underwater life or finds snow in the middle of the scorching heat, it’s all possible in this desert paradise.

4 Things to Consider When Building a New Home

Posted on by Ann Klatt in Information Facility | Comments Off on 4 Things to Consider When Building a New Home

A house under constructionAre you considering building a home that best suits your wants and needs? If so, there are things you should consider. Even the smallest of factors can make a world of difference when it comes to the design of your new home.

Consider newer advancements

Newer advancements can modernise your home build. For instance, consider water tanks slimline models. They offer many benefits, such as using up less space, providing a more blended look and improved compliance with rainwater plumbing rules and regulations.

Hire an architect

Hiring an architect is highly recommended. There are plenty of blueprints you can purchase online that encourage you to take the DIY approach, but an architect is highly favourable.

For starters, an architect can bring your vision to life and ensure your new home meets all the required building regulations for your area.

Work with a land surveyor

You should hire a land surveyor before you begin any construction on your new home. A land surveyor can let you know exactly where your property lines are. If you build without checking with a land surveyor first, you could end up building on the property that does not belong to you.

Know what it is you want

Take a look through different blueprints and consider what features you want your home to have. How many bedrooms do you want? How many bathrooms do you think you will need? Do you want an open layout or something a little more closed off to help separate the different spaces in your home?

These are all things you should figure out before you begin building.

Building a new home can be an exciting process, especially if you use the tips above. Each of the tips given helps you ease any stress involved with your home building process.