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Your First Car: 5 Things You Must Consider Before Making the Purchase

Posted on by Mike Cage in Money Talks | Comments Off on Your First Car: 5 Things You Must Consider Before Making the Purchase

One of the decisions you have to make as a responsible adult is to buy your own car. Just the thought of it can be exciting enough to get you looking at different makes and models already. You could start looking for ways to finance it, such as saving up or scouting for credit union loans in Fort Worth If you don’t trust your driving skills yet, you could take a few lessons first. But among all the things you …

Here Are Insider Secrets That Will Make Your Oil Business Successful

Posted on by Mike Cage in Higher Learning | Comments Off on Here Are Insider Secrets That Will Make Your Oil Business Successful

If you’ve been thinking of investing in an industry that could make you a fortune within a relatively short time, then you may want to consider opening a gas station. People will always need oil, regardless of the state of the economy. Here are four simple tips that can contribute to your success from the start. Buy enough equipment To offer quick service, you’ll need to have enough equipment. No one likes to wait at a gas station for a …

Second Look Financing: What Is It Exactly?

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Whenever a window breaks, the home’s residents usually get a replacement as soon as they can. The problem is, most families don’t have enough cash lying around in case of a window emergency. Not only that, recent statistics suggest that nearly half of Americans don’t have prime FICO scores. This means that several people aren’t even qualified for any prime financing option. To be able to access this customer fragment, most dealers provide a second look financing option, as offered …

A Guide on the Essentials About Jumbo Loans

Posted on by Mike Cage in Money Talks | Comments Off on A Guide on the Essentials About Jumbo Loans

There’s a specific term for an extravagant housing loan – one that exceeds $420,000. Particularly, this term refers to a housing loan in the cities of Utah (and other low-cost zones in the US). It is called jumbo loans. Jumbo Loans: Explained Sometimes called jumbo mortgages, jumbo loans are a type of housing loan that goes beyond the conforming loan limits of the FHFA (or Federal Housing Finance Agency). They provide financing for a competitive real estate market audience in …

Australia’s Growing Unemployment Problem: What You Can Do

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The number of Australians who are out of work for long periods have gone up dramatically since the global financial crisis hit. The problem mostly affects retrenched older workers and young professionals who have yet to find work. A Growing Problem Around 780,000 Australians have no job while there are approximately 150,000 job vacancies. That means there at least six unemployed people for every job vacancy. Moreover, one in every five unemployed individuals is part of the younger generation, aged …

Doubling Property Value: How Long Does It Take?

Posted on by Mike Cage in Money Talks | Comments Off on Doubling Property Value: How Long Does It Take?

Buying properties is an investment, and in order for investments to work, there should be a return. One of the greatest mysteries for investors, however, is pinpointing with exact precision, when will be the best time to cash in on their investments. The volatile state of global economics makes it difficult to predict where property prices would fall in the future, which is why many often find themselves suffering from the pitfalls of making uninformed predictions based on observations that …

Bookkeeping Essentials: The Art of Making Accurate Financial Statements

Posted on by Mike Cage in Money Talks | Comments Off on Bookkeeping Essentials: The Art of Making Accurate Financial Statements

To be an effective entrepreneur, you need to keep track of all your financial activities. An accurate financial report will help you make good decisions for your business. Creating financial statements is part of the entire bookkeeping process. Here is a list of things you need to do and have to improve your financial reporting process: Access to All Available Information Timeliness is key to eliminating disputes on your financial statements. You need to gather all information and record it …

Top 3 Investments You Should Have At The Age Of 30

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As young and energetic as you are in your mid-20s, you can expect a slight change of perspective in financial undertakings as you get older. Some say that attitude to risk can change with age. You are more likely attracted to longer term and higher risk investment options when in a younger age bracket, compared to someone who is getting close to retirement. With a stronger sensitivity to financial investments, here are the top investments you should have as you …

4 Timeless Financial Tips for Modern, Young Professionals

Posted on by Mike Cage in Money Talks | Comments Off on 4 Timeless Financial Tips for Modern, Young Professionals

When you finally get to earn your own money, it is easy to buy everything on a whim. After all, you can get your pockets filled again once the next payday comes around. Some, however, spend beyond their means and save nothing for a rainy day. Young professionals usually fall into this trap. They find themselves working to pay off their debts, and not making the most of what they earn. Fortunately, there are ways to avoid such circumstances. Here …